James Willard
NMLS # 150039
james@myLHM.com
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You may include income that is considered community or marital income in your state. Disclosures of alimony, child support, or separate maintenance payment is not required.
I authorize the lender to run a "soft" credit check to check the rates and terms I may qualify for. A soft credit pull will not affect your credit score. However, if you/borrower continue and complete an application, we will request a full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect the your credit.
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You should receive your offer/terms within 24 hours via email. If you have not received a response within this time frame, please contact me directly at teamJames@myLHM.com.
